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How to do a subscription audit

The audit is uncomfortable because it produces evidence. Most people find two or three things they are paying for out of inertia, and the point is to decide deliberately rather than to feel bad.

What matters here

  • Pull three months of statements
  • List every recurring charge
  • Mark last month's actual usage
  • Cancel or pause what is unused
  • Set a review date for the borderline ones

Finding them all

Three months of statements catches monthly and quarterly charges. Annual ones need a longer look, often in the same month each year, so check your email for renewal receipts too.

The usage test

Not did I intend to use it, but did I. Usage is the only honest signal. A subscription used twice in a month is fine; one used twice in six months is a donation.

Borderline cases

Some things are worth keeping for occasional use, like a backup service. For those, write a review date rather than deciding forever. A decision with a date is much easier to make.

Frequently asked questions

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Disclaimer

This page is general information, not professional, legal, financial or medical advice. It describes common ways of working and how Prysm Note approaches them. Software changes over time, so details may differ from what you see in the product. Any product, company or brand names that appear are the property of their respective owners and are used only for identification. We do not claim any endorsement or affiliation. Where we compare approaches, we aim to describe each one honestly, including where a different approach may suit you better. Try the tools that matter to you and judge for yourself.